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curl --request POST \
  --url https://api.conduit.financial/v2/customers/{customerId}/features \
  --header 'Content-Type: application/json' \
  --header 'Idempotency-Key: <idempotency-key>' \
  --header 'x-api-key: <api-key>' \
  --data '
{
  "type": "VIRTUAL_ACCOUNT",
  "fields": {
    "certification": {
      "termsAndConditions": true
    }
  },
  "documentIds": [
    "doc_2xKjF9mQb7vN4hL1pR3w8t"
  ],
  "asset": "USD"
}
'

// For your AI Agent:
{
  "name": "create_virtual_account",
  "endpoint": "POST /v2/customers/{customerId}/features",
  "auth": "x-api-key: <api-key>",
  "args": {
    "type": "VIRTUAL_ACCOUNT",
    "asset": "USD",
    "documentIds": ["string"],
    "certification": { "termsAndConditions": true }
  },
  "returns": {
    "featureId": "string",
    "status": "active",
    "virtualAccount": "USD account + routing details"
  }
}