Introducing Promptable Money Movement

A few years ago, building in fintech meant assembling a team.

You needed experts in banking, experts in building, and experts in compliance just to get started. Ideas weren’t the barrier – everything in between the idea and the first transaction was.

But now, the barrier is gone.

‍Anyone can build a fintech platform

AI-assisted coding has collapsed the distance between “I have an idea for a banking app” and “I have a working prototype,” What used to take a funded team and a quarter now takes a capable developer and a weekend. The scaffolding – the auth, the dashboards, the ledger logic, the front end – is no longer the hard part. Agents can write most of it, and they write it fast.

But although everyone can stand up the software, there is still a real barrier in enabling what that software is intended to do: move real money, across borders, quickly, securely and legally.

That part can’t be vide-coded.

Enterprise and solo builders need the same tools

As our product team worked to understand our customer’s needs, something kept coming up: an enterprise team and a solopreneur are using the same tools. A year ago you could tell them apart by their stack, but today they are both AI-first. 

What it means to be AI-first is crucial to how tools are used. Engineers expect to be able to integrate a new capability by describing how it should work and managing agents that wire it up – not by reading a 40-page PDF, filing a sales ticket, and waiting two weeks for sandbox access.

The workflow has flattened. Whether you’re a team of three hundred or a team of one, the expectation is the same: infrastructure should meet you inside the tools you already build with.

Introducing Promptable Money  Movement.

We’ve rebuilt our money movement infrastructure for how people actually build today. One API across USD and stablecoins, designed to work natively with the AI tools every developer is already using.

It’s built around the three things we think matter most to our customers in this new era:

Onboarding speed & ease. Best-in-class customer onboarding, so the time between “I integrated Conduit” and “my customers have USD accounts and stablecoin wallets” is measured in minutes, not weeks.

USD-value solved completely. A full suite of USD-backed products in one API – accounts, wallets, cross-border payments and stablecoin rails. Built on a banking stack that we’ve invested heavily in, smart-routed for redundancy and efficiency.

Compliance built at every step. The hardest part of money management, handled for you, so moving money stays fast and compliant.

We’ve made it possible for builders to open USD accounts and wallets for their customers around the world, in seconds, with one API. Actually powering their fintech scaffolding is just a prompt away.

The tools for building a fintech have changed completely. The infrastructure underneath them should too. That's what we're building — and this is just the introduction.